The BankMobile Vibe Checking Account is exclusive to students attending our 700+ partner colleges and universities across the U.S. Every year, hundreds of thousands of students choose to open a Vibe account to get their financial aid refund the same business day. After getting your refund, continue using your account for life.
Compare our features and see how we stack up.
Plus-Get your tax refund up to 3 days early*
✅ Get your tax refund up to 3 days early.
✅ Earn $5 cash back just for purchasing TurboTax!+
Why wait for your refund when you can get it early and pocket even more? You can receive $5 cash back when you use your BankMobile Debit Card to pay for your TurboTax preparation package of at least $25. And when you have your refund direct deposited into your BankMobile Vibe Account, you can receive your refund up to THREE days early.
Log in now and quickly access your account and routing numbers. Just click the three dots to the right of the account you want to use.
Automatically earn cash back on BankMobile Debit Card purchases from merchants you know and love at 40,000+ online locations and 12,000+ local locations. See Cash Back Terms & Conditions.
Manage your money with convenience and simplicity.
Bill pay.
Transfers.
Send money to other customers via Vibe 2 Friend.
Early payroll direct deposit. Learn more
Mobile check deposit.
Cash deposits* at 90,000+ retailers nationwide like 7-Eleven®, Walgreens®, and CVS® via Reload @ the Register™ & Rapid Reload.™ Find a location
*Up to $500 at most locations. A retail service fee of $4.95 or less is charged per deposit by the corresponding retailer. Reload and balance limits apply. Keep your receipt. ©2025 Green Dot Corporation. Green Dot is a trademark of Green Dot Corporation.
Use your card at any merchants that accept Mastercard®.
Add your debit card to Apple Wallet®, Google Wallet™, or Samsung Wallet. Get the app
Withdraw money* at 55,000+ fee-free Allpoint® network ATMs. Find a location
*Allpoint ATM location, availability, and hours of operation may vary by merchant and is subject to change.
Debit card protection
Did you misplace your debit card? Use the debit card on/off switch to temporarily turn off your card to help protect against unauthorized use. Available through the BankMobile Vibe App. Learn more
Zero Liability protection
You’re not liable for unauthorized transactions. If you suspect fraud, just turn your card off in your app. See terms and conditions
Privacy
We understand the importance of protecting the safety and confidentiality of the information you provide, and we treat this information with the utmost security and respect. Learn more
Protect yourself from fraud
Unfortunately, fraudsters often pose as credible companies “phishing” for your personal or financial information through emails, text messages, voice calls, and social media. Although we may contact you if suspicious activity is detected on your account, we will never ask you to share personal or financial information unless you call us first. Never share one-time passcodes with anyone unless you contacted BankMobile Vibe Customer Service directly. Learn more
We're serious about your financial future.
We are on a mission to financially empower millions of Americans by providing a more affordable, transparent, and consumer-friendly banking experience.
Be financially literate, empowered, and free: Our $1,500 no-essay, video scholarship awaits trailblazers like you!
Our dedicated agents are here to assist you 8 AM – 11 PM ET, 364 days of the year!
About the BankMobile Vibe Checking Account
The BankMobile Vibe Checking Account is a digital-first, student checking account designed for those attending our partner universities who are seeking a low-cost, convenient way to manage their finances. With accounts opened online, students can get started quickly, as the setup will typically occur in minutes. The account offers a seamless digital experience with an intuitive smartphone app that enables account holders to manage their bank account with ease at the tap of a finger!
The BankMobile Vibe app is easy to use, and with 33,000+ five-star app reviews, is one of the best mobile banking apps, allowing account owners to access their funds, transfer money, spend money, and deposit money all in the palm of their hands. The mobile app includes a mobile deposit feature, enabling users to deposit checks simply by snapping a picture with their smartphone. The account also has multi-factor authentication, adding an extra layer of security. Account holders should be aware that message and data rates may apply. Data rates may apply depending on their mobile carrier as well when using this service.
For those concerned about overdrawing their account, we are proud to say that we do not charge overdraft fees. The account is structured to be as cost-efficient as possible, with a low monthly maintenance fee that can be waived—a major advantage over many other banking institutions. This makes it particularly appealing to full-time students and working students who want to avoid unnecessary costs.
The account also supports ATM access, allowing users to withdraw cash at tens of thousands of in-network ATMs without fees.* However, if an ATM transaction is performed at an out-of-network ATM, fees may apply, depending on the ATM provider. This transparency in fee structure helps account holders make informed decisions about their spending and withdrawals. The account is built to be fee-friendly overall, reducing common banking costs for users.
In the world of banking and branding, "marks are wholly" refers to trademarks, logos, and proprietary elements that a company fully owns and controls. For the BankMobile Vibe Checking Account, this means that all branding, including its name and logo, are legally protected and cannot be used without permission. This helps maintain consistency, trust, and security for customers while preventing unauthorized use. By ensuring this, the BankMobile Vibe Checking Account strengthens its identity and credibility in the financial industry, setting it apart from competitors and reinforcing its reputation as a reliable, digital-first banking solution.
Overall, the account stands out as a modern, mobile-first solution that eliminates many of the traditional fees associated with banking. With its user-friendly app, exciting features, it offers a strong alternative to other banking platforms and is one of the best digital banking solutions. The BankMobile Vibe Checking Account is a fee-conscious and digital-friendly banking platform that provides convenience, flexibility, and security—all without the burden of excessive costs.
*Allpoint ATM location, availability, and hours of operation may vary by merchant and is subject to change.
